Trump Just Opened the Floodgates to CAPEX Investments and Construction

Jul 07, 2025By Neftali Mercedes
Neftali Mercedes

If you run a manufacturing or construction company, the next five years could change your future forever.

Here’s why the smartest owners are buying equipment now, not later—and how you can use this rare window to build wealth while others watch.

President Trump’s new Big Beautiful Bill just made it cheaper—and smarter—to buy equipment, expand your operation, and build your business. If you’re in manufacturing or construction, this is the kind of window that can change the trajectory of your company for the next decade.

What Changed?
1. Full Equipment Write-Offs, Immediately Buy a $250,000 machine? Deduct the entire amount this year. That’s like getting a 20–40% discount in cash before you even turn it on.

2. Cheaper Borrowing Through Bigger Interest Deductions The new rules let you deduct more of your interest payments, making loans cheaper and expansion more accessible.

 
 
Why It Matters
For Manufacturers:

Buy equipment now, pay less in taxes, and reinvest the savings to buy more equipment.
Write off 100% of your R&D spending, including projects from 2021 forward.
Use lower effective borrowing costs to upgrade facilities and increase output.
For Construction Companies:

Trucks, excavators, and heavy equipment can now be fully expensed immediately, boosting your cash flow.
Bigger loans now make sense, with expanded interest deductions reducing the real cost of debt.
Certain real estate projects can now be written off fully until 2031, turning construction and property ownership into a high-return move.
 
 
Real Owners Are Already Moving
One of our clients, a third-generation metal fabrication shop in New Jersey, was planning to buy a $300,000 laser cutter in 2027. After we walked them through the new law, they pulled the trigger last month, locking in full write-offs and reducing their 2025 tax bill by nearly $90,000. Those savings are now being used to add a second shift and hire two new welders.

A Texas-based sitework contractor we work with had been hesitant to upgrade his excavator fleet due to cash constraints. By using the new interest deductions, he was able to finance two new machines with a manageable monthly payment while reducing his effective tax rate. He told me, “I’ve never felt more confident putting machines in the dirt.”

A Colorado precision parts manufacturer used the expanded R&D deductions to reclaim nearly $50,000 from work they did during the pandemic, funding their down payment on a new CNC machine. They’re now operating with higher capacity and quoting larger contracts.

 
 
Most Business Owners Will Miss This
Equipment prices will rise as more owners wake up to these benefits. Those who move early will get the best deals.
Businesses that expand now will pull ahead of the competition, locking in market share and operational advantages.
When these tax breaks expire, businesses with modern equipment and expanded capacity will be worth more at sale or succession.
 
 
Your Next Moves
Today: List out the equipment and technology you’ll need to remain competitive over the next five years. This Year: Prioritize high-impact purchases to maximize this year’s tax savings. 2026–2028: Use your tax savings to expand operations and hire confidently. 2029: Final year for full benefits—plan your last moves before the window closes.Don't forget the R & D projects that can also produce tax credits.

 
 
The Bottom Line
This isn’t just about paying less tax. It’s about using a rare window to build wealth, expand your capabilities, and position your company to lead.

The floodgates are open. Those who act now will ride this wave to build the biggest, strongest version of their business. Those who wait will watch from the sidelines.

 
 
If you want to map out your best moves for equipment acquisition, expansion, or financing while this window is open, let’s talk. Don't let the banks slow you down while Private credit is ready to serve with fast flexible and non-dilutive options

Book a Capital Chat with me here.

Now is the time to strike, one downside of this frenzy is that the price of equipment can get spicy depending on your sector.